Free tools /Business health check

How strong are your business routines?

Check ten everyday accounting and financial routines. Get a practical action list based on where your business needs attention.

Free to use. No email required. Your inputs stay in your browser and are not submitted or saved.

Ten questions. A clearer next step.

1. Are sales, expenses and supporting documents recorded and organised each month?
2. Are all bank and payment processor accounts reconciled monthly, with differences investigated?
3. Do customer, supplier, loan and suspense balances have current supporting evidence?
4. Do you receive and review management accounts soon enough to act on them?
5. Do you maintain a cash forecast that includes expected receipts and upcoming payments?
6. Do you review overdue customer invoices and follow up consistently?
7. Do you understand gross margins and whether your pricing covers overheads?
8. Do you compare actual performance with a budget and explain major differences?
9. Are payment approvals, accounting access and backups controlled and reviewed?
10. Do you track applicable filing and payroll dates, responsible people and proof of completion?

Your action plan

Answer the ten questions to generate your action plan.

A check of routines, not an audit.

Each question scores two points for a consistent routine, one for a partial routine and zero for no routine or uncertainty. The total is expressed out of 100. All questions carry equal weight, and the score is based entirely on your answers. It does not assess solvency, verify records or confirm tax compliance.

Use the action list first.

Missing routines appear before partially established routines. The labels are prompts for discussion: below 50 means build the foundations; 50 to 79 means some routines need attention; 80 or more means established routines. These thresholds are editorial, not validated financial risk measures. Even a high score can include an important gap.

Download your action list and give each task an owner and a date. If you need help with the underlying records or reports, discuss an accounting engagement with Journalled. Tax matters should be confirmed with your registered tax practitioner.

Your next step

Put the plan into practice.

Speak to Journalled about bookkeeping, reporting or business planning.

Ask about accounting support

Your privacy.

The enquiry form sends your name, business name, email address and message through FormSubmit to Journalled. FormSubmit processes the submission and retains it for up to 30 days. Its spam check uses Google reCAPTCHA. The site uses Google Fonts, which may receive standard connection information when the fonts load.

Do not include identity numbers, banking details or confidential financial records in your brief.

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